The analysis is done through a Money Management that is done through my Credit Union's online system. It's free and it's automatic as far as adding the numbers in via the Credit Union accounts. I've also used Quicken, however I've been having problems in getting Quicken to download the transactions from the Credit Union. I'm going to have to manually add the transactions for this year and probably "close" out the existing accounts and re-add the accounts as new.
A free resource, if you are just getting started, for tracking is Mint.
Other free resources available through The Church of Jesus Christ of Latter-day Saints:
Family Finances Participant Manual
One For The Money Guide
Catholic Church:
Navigating Your Finances God's Way
From the Dallas Federal Reserve Bank:
Building Wealth At Home
Dave Ramsey's 7 Baby Steps
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