I'm hoping all of you have had a wonderful and restful Thanksgiving!
For those with no money in this year's budget for holiday spending, consider a handmade note, homemade goodies or simply a visit. Sometimes the best gift to others is your time.
This is, however, also a good time to think about next year. Believe it or not.
The reason? There are different times of the year when specific types of gifts can be found at the best prices. The trick is to know when to shop for them.
Consumer Reports gives one of the best guides I know of on when to find the best prices for different product categories. See: The Best Time To Buy Things
Here are some other tips from my personal favorite financial guru, Jean Chatzky.
If you enjoy listening to Jean's advice, she has a fantastic podcast that can be found in your Podcasts app or on iTunes.
Jean With Dave Framsey and Rachel Cruz
Jean discusses teaching children about money with Ron Lieber