Whether you have been working for a while on your debt free journey or are just now starting...
It begins with a single step.
Goals.
What do you want to accomplish with the money you earn after you have paid off your debt?
Then there are people like me who are the "worst case scenario girl". I love Laurel Christensen Ray, if you have a chance to read The Faith Experiment (small book, quick read), it's worth it.
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