Are You Ready?

Happy New Year!

Buckle your seat belts, roll up your sleeves, it's time to get to work.

Write down your goals for the year.

Get a budget started for January.

Calendar out when you will get paid, and when you will pay your bills.

Look for ways of cutting back and/or adding more income.

Are you there yet?

If not, what will it take?

Here are a few examples of people who talk about their moments of "being sick and tired of being sick and tired", a phrase used by Dave Ramsey.


















My own update:

As of December 23, 2016:

Current Debt:  $19, 990.61
Debt Paid in 2016:  $4,625.86